• 08
  Mar
  2010

• Looking to Save on Your Next Trip Abroad? Start With Student Travel Insurance

  
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If you're looking for ways to save money on your next trip overseas, you may be inclined to start by trying to find the cheapest airfares or the best rate on a nice hotel. But what you may not realize is the best way to save money is to spend a little money on a student travel insurance policy.

Travel insurance offers you reimbursement on travel plans that are cancelled or delayed. If you travel often, you know that delays seem to be occurring more and more frequently, and those delays can lead to missed connections and in turn missed meetings or hotel check-ins. And those aren't just inconvenient events; they can be very costly financially.

Of course sometimes travel scheduling problems aren't the fault of the airline or the weather; they might have their origin with you. A sudden personal or family illness or a change in business plans could cause you to have to cancel a flight. That leaves you on the hook for the ticket you've already bought and can't use as well as the cost of a replacement. But with travel insurance you can get reimbursed even on non-refundable flights.

Another great benefit of student travel insurance arises when airlines lose your luggage. With travel insurance you can be reimbursed for items that you have to replace, which can really save you a lot of money. Traveling internationally can be as frustrating as it is exciting when things don't go according to plan, but travel insurance helps make problems more bearable.

• 05
  Mar
  2010

• Considering Studying in the U.S.? Don’t Forget International Insurance

  
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If you're considering expanding your academic experience by spending a summer studying in the U.S., you're making a wise choice. Universities across the U.S. offer excellent programs in all disciplines, ranging from medicine to engineering and everything in between. And in addition to learning about your course of study from world class professors, you'll learn about life by challenging yourself in a new culture. As you make your preparations, be sure that your checklist doesn't only include your visa, passport, and plane tickets; you'll also want to be sure to purchase international student insurance.

In the event of an injury or illness, international student insurance can save you lots of money. You see, while you may have an insurance policy in your native country, it likely won't apply to events occurring in the U.S. (or other foreign countries for that matter). So you'll be left to pay for any medical care you need out of your own pocket, which can be quite pricey.

International student insurance will cover the majority of the costs of your health care services, saving you hundreds and possibly even thousands of dollars. The last thing you want while studying in the U.S. is to incur costly medical bills. And you can avoid this with low-cost student insurance.

Keep your mind where it should be - on your studies - not on how you can afford medical coverage should you need it. With international student insurance you'll have easy access to affordable high-quality healthcare during your stay in the U.S. Hopefully you'll never need it, but if you do, international student insurance will make sure it's there.

• 04
  Mar
  2010

• International Student Travel Insurance Lets You Travel Abroad Without Worry

  
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The recent rash of natural disasters, and prior to that terrorism concerns, that have hit countries across the world may have some students thinking twice about traveling internationally for study programs. However, you should not let concerns about international travel safety prevent you from an international exchange program, which can be the experience of a lifetime. Make sure that you purchase international student travel insurance before leaving, and you will be able to travel confidently.

With travel insurance, you will be able to get assistance in getting back to your home country should a disaster occur. You will also have the ability to get in touch with friends and family though travel insurance concierge services, letting loved ones know you're ok and setting their mind at ease. These services are invaluable in the time of crisis, however they're actually quite reasonably priced. And that's important since as a student your available funds are limited.

The price you pay for coverage will be determined by your age, how long you're studying overseas, and how much total travel insurance coverage you want. And in addition to travel assistance features, this insurance will also cover your medical expenses should you become ill or injured while studying abroad.

It's perfectly understandable to be worried about travel safety these days. You're certainly not alone in that regard. However, you should not let these concerns prevent you from enriching your academic experience and your overall life experience by missing out on the opportunity to study in another country. Instead, protect yourself with travel insurance.

• 03
  Mar
  2010

• From Sunscreen to Insurance: Your Spring Break Wellness Checklist

  
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Getting ready to take a well-deserved break from your studies? If you're traveling to an international destination, you'll want to be certain that you do everything you can to make sure that you stay healthy during your trip. Visiting a new country is exciting, but it brings with it a number of potential health issues. Here are some tips, ranging from simple sunscreen to special international health insurance policies, that you can use to make sure your trip isn't marred by a health problem.

The first thing you should do is research the country you're traveling to. Are there specific health problems that tourists often run into? For instance, if you're visiting a country with a high altitude, you may have encounter some health issues. Or if you're heading to Mexico, you'll want to be sure to avoid the drinking water. Talk to the travel coordinator who helped set up your trip to see if there are any pitfalls you can avoid.

Nest, prepare a small wellness kit to take with you. Include basic medicines and bandages as well as sunscreen for those long afternoons on the beach. Bring a hat and sunglasses as well. Bringing preventative and first aid items can go a long way towards saving your potentially expensive doctor's visits.

And finally, should you have to visit a doctor or hospital, you'll want to be sure you have international medical insurance. Although you may already have a health insurance policy, that policy likely doesn't cover incidents that occur while traveling abroad. International health insurance will cover the majority of your medical expenses, leaving you to pay only a small amount out of pocket. It's a very affordable way to make sure you don't leave your vacation stuck with large medical bills.