• 31
  Aug
  2010

• Procrastination can be injurious to financial health

  
  Filed Under: Health Insurance
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Everyone knows that young students are healthier. Most have (and will) not see the inside of a hospital for a very long time. However, we need to understand that good health in the past is never a guarantee of freedom from illness or emergencies in the future.

Buying international student insurance is a great way to mitigate the risk associated with unexpected health emergencies. It is also mandatory to have some minimum insurance coverage in many universities.

Insurance premiums cost more the older you get, as the risk associated is higher. If some unexpected health condition occurs when you are not covered by a policy, that pre-existing condition (and any other issues connected to that) will not be covered when you do buy the insurance.

Since it is unavoidable (and in many cases mandatory) to have health coverage, it makes sense to buy an international student health insurance as soon as possible. It is better to have coverage and not need it, rather than the other way round. You know it has to be taken. Sooner is better than later. Buy it now.

• 26
  Aug
  2010

• Where’s that Health Insurance Card?

  
  Filed Under: Health Insurance
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When you buy International Student Health Insurance, along with a docket full of documents you also get a Health Insurance card. The card is supposed to be carried with you at all times. Many students forget this important aspect.

If it is a planned visit to the doctor, you will obviously remember to carry the card with you to process a claim. However, in case you are in an emergency and need to be rushed to a hospital, your health insurance card kept securely in a folder at home is not going to be of much use. Medical authorities will most probably look into your wallet to ascertain your identity. They would expect to find your health insurance card there too, so that a claim can be filed easily.

Carrying the International Student Health Insurance card in your wallet is almost as important as actually buying the insurance. It helps in hassle-free filing of claims, and will help you avoid rushing home to get it if needed.

If at any point you lose your wallet, please call the insurer to get another card immediately. Getting it replaced is as important as getting replacements of your credit cards or driving license.

• 20
  Aug
  2010

• Why Choose Foreign Students Insurance?

  
  Filed Under: Health Insurance
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As an international student beginning a study abroad program, you will need insurance coverage beyond the domestic plan that you use in your native country. Those plans typically do not cover health issues arising in other countries. With that in mind, you will find that foreign students insurance makes for a wise choice.

One reason to choose foreign students insurance is that most universities have implemented policies stating that all students carry some sort of health insurance coverage. Students must show proof of coverage prior to enrolling at a school, and if they do not have a policy already, they will be forced to pay for the school's own insurance plan. The two main problems with these plans are that they can be very expensive and they can be quite restrictive in terms of who students are allowed to see for treatment.

Another good reason to choose these policies is the wide range of services they can include. These policies can extend beyond emergency care and can also include prescriptions, dental care, and hospital stays. It also covers unique situations like maternity care, repatriation of remains, and evacuation coverage - quite a wide range of features!

This type of insurance will save students hundreds, and perhaps even thousands of dollars in medical fees. And they will also meet most universities' coverage requirements. Be sure to investigate these policies as you consider enrolling in a study abroad program.

• 13
  Aug
  2010

• Play it Safe When Participating in Sports With International Student Insurance

  
  Filed Under: Health Insurance
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For many college students, playing sports is a great way to spend time away from class. However, no matter the sport or the competition level, injuries are always a possibility when playing. Should those injuries require a doctor's visit or a trip to the hospital, you will be glad you have international student health insurance.

Whether it's an organized intramural activity or simply a pickup game, playing sports can be a great way for students to unwind and reduce their stress levels. Studying can be quite stressful, extremely during exam periods, so it's always a good idea to engage in something that not only takes your mind off of studies momentarily but also encourages physical exertion.

Another benefit of playing sports is that it provides a great way for students to meet new people and make new friends. For an international student, this is particularly important since cultural barriers can make it difficult to make inroads socially. And building new relationships is an important part of the overall college experience.

While these are just a couple of the benefits of playing in recreational sporting events in college, there is one potential drawback, and that is injury .From sprained ankles to broken arms, injuries can occur in the most intense games or ones being played just for fun. They can occur from contact or simply from moving a leg the wrong way while running. International student health insurance will give you access to high-quality healthcare at affordable rates when these problems occur. This could potentially save you hundreds or even thousands of dollars. So if sports are going to be a part of your college recreation activities, be sure you have the proper insurance.