• 31
  Jul
  2009

• The Blizzard of Oz

  
  Filed Under: Health Insurance
  0 comments, add yours

What exactly is wrong in Australia? If the Indian media is to be believed, everyone in Australia is a racist and is out to get Indian students out and away from down under. Obviously, that is very far from truth. But, why do we hear about some or the other person of Indian origin being abused in Oz? 
Notwithstanding certain Indian media channels’ propensity for going over the top with any news item which affects the so-called Indian “pride”, there has to be some fire that is causing all this smoke.

Australian government says, these are stray and random events of violence. Racism might be a motive in some, but definitely not all, cases. We are trying our best to control this situation. Australia is safe for all International Students. Australians are very broad-minded, and welcome people of every nationality into their country and their hearts.

In the meantime, there are reports that Australia will now only offer Visas to qualified people who will be of some “use” to the country (read Engineers, Doctors), not everyone; that Australian Universities are facing a severe cash crunch; that there has been an 80% fall in the number of enquiries in Australian Universities from Indian students

Australia seems to be slowly, but surely losing its charm as a preferred educational centre, as far as Indian students are concerned. Well, here is hoping that things get better, and Australia once again goes back to her erstwhile best as a place where every Indian wants to study.

• 30
  Jul
  2009

• Travel insurance? But, why?

  
  Filed Under: Health Insurance
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You are a tourist to a foreign country. You are there to have fun, or learn something, or play sport, or maybe all of these. Does your Health Insurance coverage go that extra mile with you? Most probably, NO.

When you are traveling outside borders, generally your domestic health insurance will not cover any medical emergencies. Note that we are saying, “generally” here. Your health insurance scheme might be a little different, but that would be usually the exception rather than the rule. Also, some Credit Cards cover tourist insurance. But, do talk to the card provider what all is covered every time you leave your country.

Now, assume you have a medical emergency or an accident in a foreign country. Besides the obvious problem of quick and quality health care, there are a few other problems you might end up facing.

1. A different culture, and a different medical system than that you are used to
2. A language barrier that might cause more problems in such situations than normal
3. Quick and reliable currency conversions
4. Time zone problems
5. Quick international claim settlements

There could be a few more or a few less problems than these. But, why take a chance. Why not factor in events that can be factored in. Know your Travel Insurance, and what all can be covered and how quickly claims can be settled. Be prepared, travel well.

• 29
  Jul
  2009

• Floriday Atlantic University International Student Insurance

  
  Filed Under: FAQ

Q: I am an international student looking for health insurance for a year. I am 33 years old. you can check this for coverages what I need.
http://www.fau.edu/isss/forms/Forms/Alternate_Insurance_Form_2009-10.pdf
Please if you can provide me these coverages with a reasonable price email me back with quote.

Thanks
Kashi
kashisir@hotmail.com

A: Thank you for your interest in International Student Insurance.

You can purchase the Study USA plan for International Students at
https://www.nriol.net/buy/study-usa-insurance/

You can review the brochure at https://www.nriol.net/buy/study-usa-insurance/

After your purchase complete your part of the waiver form and we will complete our portion and fax it to your university.
Please feel free to call us at 877-593-5403 if you have any questions.

Thank you for providing us an opportunity to be of service to you!

• 29
  Jul
  2009

• I don’t need health insurance, or do I?

  
  Filed Under: Health Insurance
  0 comments, add yours

As a prospective student in a University in the USA, is this a question you have asked yourself. Now, add another dimension to it. Do I have a choice?

International Student Health Insurance is more of a requirement than a choice when seeking admission in most Universities in the USA. More and more Universities in USA are making it mandatory to have a certain standard level of insurance coverage for all students. Many Universities require prospective and current students to enroll in their health plans. That means the students not only have no choice on whether or not they want the coverage, there is no option of comparing various plans and choosing the one best suited for their needs either.

So, if you are asking yourself, “what can be done in this situation?”, the answer is “Not much!”. Thankfully, not every University has these Draconian rules. A student will usually have enough choices of many insurance providers to choose a health plan that meets their requirement.

However, a choice of whether or not to have Health Insurance is fast going out of the window. In a way, it is actually a good development. With health care in the USA becoming costlier by the day, a clear and comprehensive Health Insurance coverage is a definite need of the hour.