• International Students Blog

  • Wednesday, May 16, 2012

Is there anything worse than getting off of your plane, heading to the baggage carousel and waiting for twenty or even thirty minutes only to find your luggage has been lost? You can minimize the anxiety that comes from this problem by purchasing international student travel insurance.

Upon finding out your bags are lost, you will be faced with the inconvenience of working with the airline to locate your bag and buying new items to replace what has been lost. And replacing your items isn't just annoying, it can be expensive. Whether you have lost clothes, toiletries, prescription medication, or worse yet travel documents, the cost of losing luggage can add up fast.

But international student travel insurance offers relief. While there is nothing you can do to stop an airline from losing your luggage, you can gain a measure of financial protection with travel insurance. It will offer you reimbursement on items you need to purchase as a result of airlines losing or damaging your luggage.

With just a small investment, you can ensure that an airline's mistake won't result in unnecessary expenses that can put a real dent in your vacation spending plans. Rather than spend your entire travel budget on buying new clothes, personal affects and other supplies, you can have peace of mind knowing such expenses will be recouped right away.
Are you planning to attend school in the United States in the near future? If so, while you are researching GPA minimums and other transfer requirements for international students, you should also be aware of many schools' new health insurance requirements. These requirements can often be met by international student medical insurance policies.

Over the last 5-10 years, more American universities have made it mandatory that incoming students have health insurance. Without it, students are not allowed to register. This is true for both domestic and international students alike.

However for most domestic students, this does not pose a problem. Most students find themselves covered by their parents' health insurance plans, so they do not need to buy a supplemental policy. But for international students, there are two choices available: buy a plan offered by the university or purchase an international student health insurance policy.

University-run plans can be very expensive and very limiting in terms of where students can get medical care. International student plans, on the other hand, are quite affordable and they give students a great deal of freedom to choose what doctor they want to receive treatment from and where they want to receive treatment. As you consider U.S. schools, find out if they have an insurance requirement and if so whether an international student plan will meet their regulations.
For years, one of the most frustrating aspects of travel has been airlines' propensity to lose luggage. Replacing personal items is costly and annoying, particularly when it's through no fault of your own. If you're worried about losing luggage on your next international trip to a study abroad destination or even a vacation spot, you may want to consider buying student travel insurance.

Travel insurance will reimburse you for the cost of replacing items lost during your trip. And if you've traveled internationally, the time it takes to get your bags back could be significant, so items like medication and personal documents will need to be replaced long before the airline delivers what you're missing.

You may also be able to get assistance in tracking down your bags with travel insurance. Travel assistance features will help with interpreting foreign languages and working directly with the airline to locate your bags and give you an ETA on delivery. Without this sort of assistance, a frustrating experience could become much more daunting.

Students traveling to study abroad or vacation internationally don't need the hassle of replacing lost goods and tracking down bags. If an airline has lost or damaged your items in transit, you'll want to make sure you've protected yourself with travel insurance. Then you can rest easily knowing you will be covered financially when this inconvenience arises.
If you are planning to visit another country during your upcoming academic year, or if you're planning to spend your entire semester studying abroad, then hopefully you are planning to purchase international student insurance. And if you are considering that purchase, you'll find the best way to buy it is online.

One great advantage of buying student insurance online is the convenience. Rather than tracking down someone who deals with this type of insurance and then setting up an appointment to meet with them in person, you can locate a company that specializes in this type of product, research their offerings, and make a purchase online, often in a half hour or less!

Another benefit of shopping for student insurance online is that you can compare many different policies and providers to find the right solution for your needs. You can compare pricing, features, and benefits all side by side to see what program is ideal for your destination, amount of time you're spending there, and overall budget.

Being able to buy insurance online or even get quotes and research is a great advancement over the old ways of buying. It's faster, more convenient, and it allows you to make a more informed, cost-effective decision.

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International Student Insurance (requires student status)
Visitor Insurance (does not require student status)




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