• International Students Blog

  • Wednesday, May 16, 2012

As you prepare for the exciting academic adventure of participating in a study abroad program, make sure that part of your preparation involves buying study abroad insurance. This type of policy will fill in the coverage gaps your existing healthcare policy leaves, keeping you safe as you travel around the world.

Most standard healthcare policies only cover incidents that occur in the policyholder's native country. This leaves gaps in which policyholders are uninsured, including traveling to another country for a study abroad program.

You may not consider this a big deal until you start adding up the costs associated with medical insurance. The odds are good that at some point during your stay you will need to visit a doctor or a hospital, and without insurance that can very quickly lead to bills totaling hundreds or thousands of dollars.

Study abroad insurance will absorb the bulk of those costs, offering you peace of mind. You will be able to focus on your studies and the fascinating cultural experience at hand, rather than worrying about how you will afford expensive medical bills.
For a select few lucky students, international studies allow a chance to learn not only academic coursework but also valuable life lessons. However, traveling to new locales also brings about certain health risks, so travelers are advised to always stay covered with international student health insurance.

From airborne viruses to illnesses brought on by new cuisine and environments to fatigue from travel, there are many reasons a student may wind up needing to see a doctor during their time traveling abroad. And that is in addition to general wellness visits and assistance with physical injuries.

Getting treatment for these problems can be extremely expensive for uninsured patients. You will have to pay the entire cost for office visits, prescriptions, bloodwork, and anything else needed to address your problem out of your own pocket. And even if you have health insurance in your native country, those rarely offer coverage abroad.

What begins as a simple illness could wind up ruining a study abroad experience unless you have take the proper precautions to minimize financial expenses. International student health insurance will help absorb those costs, making it easy for you to stay at the peak of your health during your travels.
As an international student, visiting the United States can be confusing at ties. Understanding the country's policies, rules, and regulations on issues like health care can be quite a challenge, and it's easy for a student to not realize his or her needs in this regard. International student health insurance provides a simple solution to student health coverage needs.

Visiting students need a health insurance policy when visiting the U.S. to help make any medical treatment they receive more affordable. Without this type of insurance, simple doctor's visits could cost hundreds of dollars, with complex procedures costing tens of thousands.

Additionally, many U.S. universities now require that all students (domestic and international) be able to show proof of insurance. Many international student health insurance plans will meet those qualifications.

Do not let the U.S.' health care policies confuse and frustrate you. By contacting an international student health insurance company, you can get help finding the insurance you need to make your stay both cost effective and compliant with your school's regulations.
Airlines are once again making headlines for the wrong reasons, as two more have chosen to introduce new fees for travelers. If these fees are putting a dent in your travel budget, you can actually save money long term by investing in international student travel insurance.

The new fees are being introduced by Spirit Airlines and Ryanair. Spirit's new fees are for carry-on bags, which will be difficult for many of their passengers to swallow given that Spirit is intended to be a discount airline. Ryanair's rumored fee is for usage of the restroom, which is certainly raising eyebrows around the world.

While international student travel insurance won't save you from these fees, it can protect you from the high costs of medical treatment and flight cancellations. Without insurance, an injury, illness, or cancelled flight could cost students hundreds or even thousands of dollars.

So if the new fees introduced by airlines this past week are financially damaging for you, just imagine how difficult it would be to cope with an uninsured medical or travel emergency. Make sure you don't have to experience that financial difficulty firsthand by purchasing international travel insurance for students.

Page 3 of 5 pages  <  1 2 3 4 5 >


International Student Insurance (requires student status)
Visitor Insurance (does not require student status)




Features Listings
<< April 2010 >>
S
M
T
W
T
F
S
1 2 3
4 5 6 7 8 9 10
11 12 13 14 15 16 17
18 19 20 21 22 23 24
25 26 27 28 29 30