• 31
  May
  2010

• Hurricane Season is On the Way - Do You Have International Student Travel Insurance?

  
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While the early part of the summer brings exciting vacation plans for many travelers, it also brings about hurricane season in many areas. If you are planning to travel out of your country and into a coastal area this summer, make certain you have protected your financial investment in that trip by purchasing international student travel insurance with trip cancellation protection.

Hurricane season officially begins later this week, with areas like the U.S. Gulf Coast projected to get hit first. Many experts believe that the hurricanes will be especially powerful this year. That is no small feat, as several devastating hurricanes have been felt around the world in recent years.

Therefore, if you are planning a trip to an area that is susceptible to hurricanes, you will want to add international student travel insurance to your list of preparations. And be sure that coverage includes trip cancellation coverage.

This way, if storms descend upon the country you are planning to visit, or you are simply uncomfortable going on your trip because of the potential of bad weather, you can cancel your trip without losing your entire investment. Traveling internationally is not cheap, and with airlines and hotels becoming increasingly more restrictive about being able to cancel or re-schedule bookings, trip cancellation insurance is a valuable asset to have in hand.

• 28
  May
  2010

• The Cost of Ignoring International Student Health Insurance

  
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Unfortunately, many people are not fully aware of the value of international student health insurance. For whatever reason, they believe that they do not need this type of coverage, and quite often they find out firsthand that they are wrong. The truth is, it is very costly to ignore the importance of this type of insurance.

As an international student, the chances of getting ill or injured are greater than you might realize. Students lead active lifestyles, meeting new people and trying new activities. That could lead to picking up the flu from a new acquaintance, or getting hurt while playing a sport.

How expensive? Well, simply visiting the doctor can cost as much as $200. And that is before you have any tests run or have any prescriptions filled. That additional work can cost hundreds of additional dollars. More complex procedures like surgeries or anything that requires a long-term hospital stay will cost you thousands of dollars. Without insurance, those fees must be paid directly from your own pocket.

Do you have that sort of disposable income? The answer is likely no, which emphasizes the need for international student medical insurance. It will absorb the bulk of the cost of medical care, leaving a much smaller and more reasonable amount for you to pay for. Even though your focus will be on studies and meeting new friends, that does not mean illness and injury cannot affect you. When they do, be sure to be prepared.

• 27
  May
  2010

• International Student Travel Insurance Offers Lost Luggage Assistance

  
  Filed Under: Health Insurance
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Is there any problem more frustrating than lost luggage? Trying to track it down can be very difficult, especially if you are traveling internationally and must deal with language issues. And if it cannot be found at all, then you must purchase replacement items for what you have lost. However, international student travel insurance can offer you relief from this problem.

One way in which international student travel insurance can help you is with access to a concierge desk. The service representatives who man this desk can work with airlines to track down your luggage. This can especially be useful when language barriers come into play, as they can speak languages you may not be able to. This can lead to a faster resolution of your problem.

A second way this type of insurance can help traveling students is that if you need to buy new items to replace the items in your missing bags, your insurance policy will offer you reimbursement. So the financial sting of buying new items is minimized greatly.

Lost luggage can ruin a great trip if you are not prepared to deal with it. With the right insurance plan, you can find lost bags faster and replace lost items without draining your vacation budget.

• 26
  May
  2010

• Think You Don’t Need Foreign Student Insurance? Think Again

  
  Filed Under: Health Insurance
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If you are a student planning to study abroad or visit another country temporarily, it is important that you consider purchasing foreign student insurance. Many students do not realize just how valuable this type of insurance is, and believe they do not need it.

Some people erroneously dismiss foreign student insurance as a needless expense. They may believe that they will not get sick or injured during their trip, and that if they do that getting medical care will be inexpensive.

What they do not realize is that injury and illness can occur at any time and in any location. And if you do not have insurance, the cost of simply visiting the doctor can be hundreds o dollars, while more complex procedures can cost thousands. As a student, those unforeseen expenses can be devastating.

Foreign student health insurance will help absorb those high costs, leaving you to pay only a minimal amount. It can be used in many different types of situations, and it can be accepted around the world, allowing you to travel confidently no matter where you go. Unless you would like to pay the high costs of uninsured medical care, you will certainly want to look into student insurance.