• zInternationalStudents Blog

  • Friday, November 24, 2017

  • Features of Medical Insurance Plan for International Student

    Filed Under: Health Insurance

Visitors medical insurance is imperative when you are traveling abroad as international student. Therefore, it is foolish to travel abroad without medical insurance. When traveling abroad, you must realize the fact that cost of medical treatment abroad is relatively higher than your home country while the medical insurance coverage of your home country will not cover you abroad.
You will be adding much unpredictability to your budget by not taking up visitors medical insurance that is available from a small time period of about 5 days to a long period of up to one year, with higher chances of falling sick in a new country.
If you are an international student studying abroad, particularly if you find yourself in a more expensive country, you might discover that it is quite difficult to get financial aid and private loans for your studies. It will then be a huge burden if you add your medical costs again.
International student health insurance plan will provide coverage with monthly payments and it is more than suffices for all the needs of government and school. On the other hand, international student health insurance comes with a lot of great benefits at very low premium. Different discounts are available for diverse types of students such as exchange program members, research scholars and part time and full time students.
International students have the opportunity of getting coverage for prescription of medication and this means that they don’t have to border about visiting the doctors for suspecting illnesses as well as preventive measures. Furthermore, the student medical insurance plan enables coverage as large as $300,000.
The fact that international student health insurance provides coverage for pre-existing conditions is the reason why it is valuable. While playing sports, international student health insurance will offer you sports benefits as well as accidental injuries. Furthermore, international students will also enjoy the benefit of the ability to renew the plan as well as manage the plan online. On pre-existing conditions, there is a waiting period of 12 months even though this might differ from the school rules.

 

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International Student Insurance (requires student status)
Visitor Insurance (does not require student status)