International Students Blog
Friday, February 03, 2012
- 08
Feb
2010 -
Studying In the United States as an International
Filed Under: Health Insurance
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Most universities and colleges in the United States require their students to have some proof of health insurance. Foreign Student Insurance provides health insurance coverage to students conducting their studies outside of their country of origin. Health insurance coverage is also provided for dependents (spouse or children) of the insured.
Rather than purchasing medical insurance directly through the university, consider purchasing health insurance through another organization. International health insurance provided by your current university may be unaffordable or simply too big of a hassle to deal with.
Foreign Student Insurance provides medical coverage for unforeseen and sudden medical expenses that arise due to hospitalization, doctor’s bills, medical procedures, or emergency services. Foreign Student Insurance also provides coverage for study abroad programs and exchange programs. Purchase health insurance for a period of time anywhere between a few days to up to a year.
- 04
Feb
2010 -
International Student Volunteers Still Need Health Insurance
Filed Under: Health Insurance
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In many cases, these are international students who have been given permission to aid in the relief effort, or who began doing so prior to the resumption of classes. One thing that is important to keep in mind though, is that while this is an extremely noble gesture, it’s still vital that these students protect their own safety with international student insurance.
There are a number of potential harmful scenarios that can unfold anytime you’re assisting in a rebuild effort in a country that has been damaged by an earthquake or other catastrophe. From airborne viruses being passed from sick victims and even rotting corpses to the imminent danger of crumbling buildings and damaged roadways, there are many ways an aid worker can get ill or injured.
International student travel insurance will assure students of quality affordable medical care should they run into some sort of difficulty. While your intention may be to help others, it could very well be you needing medical assistance. Make sure you’re covered if that scenario does unfold.
- 02
Feb
2010 -
Don’t Head Back to School Without International Student Insurance
Filed Under: Health Insurance
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If you do not already have health insurance, schools have their own policies that you’ll be automatically billed for as a term of enrollment. However, these policies can be restrictive in where you can obtain health care services and what types of services are covered. And they’re often much more expensive than a plan you might secure through other means.
Many international students assume that their existing insurance policy will cover their healthcare needs in the country they’re studying in, but unfortunately that is usually not true. Insurance policies are often only good in the country in which they were issued, leaving many international students unexpectedly without health insurance coverage.
One popular alternative for many international students seeking health insurance flexibility while they’re studying abroad is international student health insurance. International student health insurance provides an affordable alternative to university-run plans, and they often afford the student more choices in selecting healthcare providers. Plans can be purchased for the duration of the student’s visit, meaning you won’t waste money on coverage during a time you don’t need it.
- 31
Jan
2010 -
Studying Abroad In Germany or France
Filed Under: Health Insurance
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Oftentimes, it is easier and cheaper to purchase international health insurance from a third party rather than from the university. In addition to being expensive, insurance provided by the university is a mess to deal with.
Most study abroad programs require you to purchase international health insurance before traveling overseas. Study Abroad Insurance provides health insurance coverage for participating students as well as their families.
Pick and choose from many different plans with various coverage limits ranging from $100K to $1,000K. International Study Abroad Insurance provides coverage for hospitalization, emergency medical services, repatriation, and problems of mental health. Many health insurance plans even provide coverage for pre-existing conditions.
