• International Students Blog

  • Friday, February 03, 2012

Are you a non-US citizen studying at a US university? Are you pursuing an undergraduate, masters, or PhD degree in a country other than your home country? Are you in need of a health insurance plan that molds to your needs? If so, consider Foreign Student Insurance.

Most universities and colleges in the United States require their students to have some proof of health insurance. Foreign Student Insurance provides health insurance coverage to students conducting their studies outside of their country of origin. Health insurance coverage is also provided for dependents (spouse or children) of the insured.

Rather than purchasing medical insurance directly through the university, consider purchasing health insurance through another organization. International health insurance provided by your current university may be unaffordable or simply too big of a hassle to deal with.

Foreign Student Insurance provides medical coverage for unforeseen and sudden medical expenses that arise due to hospitalization, doctor’s bills, medical procedures, or emergency services. Foreign Student Insurance also provides coverage for study abroad programs and exchange programs. Purchase health insurance for a period of time anywhere between a few days to up to a year.
Amongst distressing and unnerving images of people in dire need of support, one of the few enlightening images of the effort to help Haiti through its current disaster is the presence of young people who have taken time away from their lives to help out people who truly need it. To ensure their own safety, it's a good idea for these students to purchase international student travel insurance before departing.

In many cases, these are international students who have been given permission to aid in the relief effort, or who began doing so prior to the resumption of classes. One thing that is important to keep in mind though, is that while this is an extremely noble gesture, it’s still vital that these students protect their own safety with international student insurance.

There are a number of potential harmful scenarios that can unfold anytime you’re assisting in a rebuild effort in a country that has been damaged by an earthquake or other catastrophe. From airborne viruses being passed from sick victims and even rotting corpses to the imminent danger of crumbling buildings and damaged roadways, there are many ways an aid worker can get ill or injured.

International student travel insurance will assure students of quality affordable medical care should they run into some sort of difficulty. While your intention may be to help others, it could very well be you needing medical assistance. Make sure you’re covered if that scenario does unfold.
University classes have reconvened after the winter break, and most schools have instituted a similar policy regarding student health insurance. Specifically, you won’t be able to register for classes unless you have health insurance.

If you do not already have health insurance, schools have their own policies that you’ll be automatically billed for as a term of enrollment. However, these policies can be restrictive in where you can obtain health care services and what types of services are covered. And they’re often much more expensive than a plan you might secure through other means.

Many international students assume that their existing insurance policy will cover their healthcare needs in the country they’re studying in, but unfortunately that is usually not true. Insurance policies are often only good in the country in which they were issued, leaving many international students unexpectedly without health insurance coverage.

One popular alternative for many international students seeking health insurance flexibility while they’re studying abroad is international student health insurance. International student health insurance provides an affordable alternative to university-run plans, and they often afford the student more choices in selecting healthcare providers. Plans can be purchased for the duration of the student’s visit, meaning you won’t waste money on coverage during a time you don’t need it.
In the past few years, more and more universities in the United States are sponsoring study abroad programs to colleges in Europe. France and Germany tend to be popular destinations among undergraduates participating in study abroad programs. Consider Study Abroad Insurance if you are planning to participate in a study abroad or international exchange program.

Oftentimes, it is easier and cheaper to purchase international health insurance from a third party rather than from the university. In addition to being expensive, insurance provided by the university is a mess to deal with.

Most study abroad programs require you to purchase international health insurance before traveling overseas. Study Abroad Insurance provides health insurance coverage for participating students as well as their families.

Pick and choose from many different plans with various coverage limits ranging from $100K to $1,000K. International Study Abroad Insurance provides coverage for hospitalization, emergency medical services, repatriation, and problems of mental health. Many health insurance plans even provide coverage for pre-existing conditions.

Page 37 of 70 pages « First  <  35 36 37 38 39 >  Last »


International Student Insurance (requires student status)
Visitor Insurance (does not require student status)




Features Listings
<< February 2012 >>
S
M
T
W
T
F
S
1 2 3 4
5 6 7 8 9 10 11
12 13 14 15 16 17 18
19 20 21 22 23 24 25
26 27 28 29

Tags