• 09
  Jul
  2010

• When Personal Issues Arise, Students Need Trip Cancellation Insurance

  
  Filed Under: Health Insurance
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Personal problems derail travel plans all the time. From family issues to obligations at a job or internship, there are many events that can throw a wrench in a student's travel schedule. To make sure these issues don't leave a dent in your wallet, make sure you have trip cancellation insurance.

Since airlines are on tighter budgets than ever the last few years, they have become less and less forgiving and flexible about working with consumers when problems arise. It can be extremely difficult to get re-booked if you need to re-schedule a flight, unless you are willing to pay significant extra fees. In most cases, cancelling one flight and booking another will cost you at least double your original ticket.

Not many people have that kind of extra money these days, and as a student you certainly do not. There are some precautions you can take to minimize the risk of having to cancel a flight, but let's face it, you cannot safeguard against every potential problem. That is where trip cancellation insurance comes into play.

Most international student travel insurance policies will allow you to add in trip cancellation riders. These will allow you to cancel a trip with very little notice (sometimes as little as 24 hours) without incurring significant additional charges or losing the money you spent on your original ticket. This type of insurance is quite inexpensive, especially when compared with the cost of replacing airlines tickets, hotel accommodations, and anything else you bought in advance of your trip.

• 02
  Jul
  2010

• Planning an Active Summer Abroad? Don’t Forget International Student Insurance

  
  Filed Under: Health Insurance
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Most students lead active lifestyles that may include sports and other exciting activities. If sports and fitness are a part of your life, make sure you have covered yourself with international student insurance,

Accidents can happen in any sport. For instance, kickball leagues have become popular at campuses across the country, While this seems like just fun and games, and it typically is, many participants have broken ankles while running or taken an errant ball off of their nose, leading to an unplanned doctor’s visit.

Similarly, more intense sports like basketball also present student an opportunity to not only stay in shape but also to get injured. From simple muscle sprains to torn knew ligaments, fast-moving and intense sports are unquestionably dangerous.

It is important to stay active and spend quality time with friends. Sports present a great way to do both of those things, but there are also inherent dangers involved in them. Make sure you have international student health insurance protecting you anytime you engage in a sport while studying in a foreign country.

• 25
  Jun
  2010

• Learn Study USA Insurance Exclusions Before Buying

  
  Filed Under: Health Insurance
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Study USA insurance is an essential purchase for any international student visiting the U.S. It makes getting healthcare coverage during your time in the United States much easier and more affordable; however, students should be advised it does not cover every type of medical problem.

For instance, study USA insurance programs are primarily designed to offer students coverage on items that would either be classified as emergency care or procedures that must be undergone. So vision exams, hearing exams, eyeglasses, contact lenses, birth control, and cosmetic procedures are not covered by these policies.

Addtionally, pre-existing conditions are also not covered. You will need to disclose these prior to purchasing your policy, and it is a good idea to talk with a plan representative to find out if there are any exceptions to that rule.

These are just a few items that study USA insurance programs exclude, and you will want to carefully read your policy’s details to find a full list of what is and is not covered. Each policy may vary in this regard, so be careful to understand exactly ht sort of coverage you are getting.

• 14
  Jun
  2010

• Prepare for Pilot Strikes with International Student Travel Insurance

  
  Filed Under: Health Insurance
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Economy airline Spirit Airlines is the latest airline to be hit by an employee's strike. These events can hurt travelers as much or more than the airline itself, leaving tourists stuck in a difficult spot after purchasing airfare. Protect yourself every time you fly with international student travel insurance.

Spirit's low fares amke it an appealing airline for student travelers. While it does not offer as wide a coverage base as its higher-priced counterparts, many students opt for flights on students due to their own budget constraints. However, Spirit is hardly the only airline to run into problems with strikes. British Airways employees are staging their second strike of the year, proving small and large carriers may be hit with these problems, and students should take proper precautions no matter what airline they choose.

With an international student travel insurance policy, students can opt to purchase trip cancellation insurance that will offer them reimbursement in the event of a missed connection or flight cancellation. Additionally, many international student travel insurance policies offer concierge services that can help you repair your travel plans after a strike damages them.

With the help of this service, you can get your travel plans back on track with new flights and hotel accommodations. This is especially helpful if you are stranded in another country where you do not speak the native language well. Your concierge service can overcome that language barrier and work with airlines to get a new itinerary together.