• 23
  Mar
  2012

• Personal Property Covered By Study Abroad Insurance

  
  Filed Under: Health Insurance
  0 comments, add yours

When students decide to study abroad, they normally consider international student insurance but, what they forget is personal property insurance as a form of study abroad insurance. Although, in most cases, students think of insurance in terms of health or medical coverage, the fact is that belongings are just as much exposed to risks as people are. Therefore, a form of insurance that will protect them against loss or damage of personal belongings would suit most foreign students.

As students study and live in another country, they take with them their laptop computers, for example. Many times, they come with numerous other belongings to remind them of home. All of these things are important and valuable for students, but that does not make them less exposed to risk factors. A computer can be stolen or damaged and so can other things. For such unfortunate situations, it is best to purchase a study abroad insurance policy to cover the loss of personal belongings. It is a small cost compared to how much you stand to lose if anything should happen.

Student insurance, personal loss insurance, renter’s insurance, insurance for students

• 18
  Mar
  2012

• The Features of Foreign Student Insurance Coverage

  
  Filed Under: Health Insurance
  0 comments, add yours

No matter where in the world you are studying, if you are not studying in your country of origin, you need foreign student insurance to protect you against a variety of risks. Most colleges that accept international students also require international student health insurance. But, what are the benefits, coverage and features of such an insurance policy?
• An international insurance policy will cover the costs of all prescription drugs
• Insurance for foreign students covers dental fees in exceptional cases. Only certain insurers include dental coverage in their insurance products.
• Evacuation medical services are also included in an international health insurance policy. In this case it works like repatriation insurance.
• The costs involved by visiting the doctor, being admitted to a hospital or any other clinical expenses are covered by foreign student insurance policies.
• All emergency services such as medical or ambulance services are included in the policy.
• Foreign student health insurance covers costs triggered by accidental death, dismemberment, and repatriation of remains.

• 09
  Mar
  2012

• Group Insurance is a Good Option for International Students

  
  Filed Under: Health Insurance
  0 comments, add yours

International student group insurance may be required in various situations and it is a particularly preferred solution for all group sizes from small to large. The size of a group may vary from 5 to 5,000 students, while the particularities of each insurance policy will vary accordingly.

Group insurance for international students could perfectly meet the insurance demands of both short and long-term educational programs abroad
.
Group insurance is often the best choice for groups involved in specific educational plans that require the presence of a group of students outside the country of their origins. Such programs may include ESL School Plans (English as a second language).

Coverage can be provided to groups that travel abroad for various educational programs, student exchange programs, university and college programs, or any other form of study abroad programs. International student group insurance can be personalized according to the needs of each separate group, the country of study, health and medical requirements, number of students, period of study, and many other criteria.

• 04
  Mar
  2012

• Tips on Health Insurance for International Students

  
  Filed Under: Health Insurance
  0 comments, add yours

In the excitement of going to study abroad, students are tempted to disregard the need for health insurance for international students. No matter where they may choose to study, international students are exposed to health risks. The only difference is that they are no longer in a familiar environment and they are no longer aware of the way the healthcare system works. Health insurance is not a matter of choice for an international student. Obtaining health insurance is a matter of meeting enrolment requirements and getting a policy that suits your needs, at a price you can afford.
But, how do international students make sure that they are choosing the right insurance provider? The world of insurance products is a maze of complex offers, policies, specific terms, and legal provisions. The truth is that international students should not overlook the need for health insurance and should study closely all potential providers making sure they accurately understand their offers and the differences between insurance products.
Then, as international students are generally quite young, they have a tendency to exclude potential risks simply based on the fact that it could not happen to them. But, statistics clearly state that young people are more and more affected by conditions that once were associated with the elderly alone. Apart from that, young people are more exposed to accidents as they get involved in numerous activities increasing the risks of unexpected events. 
Another aspect that should be checked is the financial stability of the insurer. Insurance companies are no longer what they used to be. When you inquire about health insurance for international students, you must check not only the numbers that reflect the status of the insurance provider, but also the reviews published about the company.