• zInternationalStudents Blog

  • Saturday, January 19, 2019

  • Do I have to buy that University-provided insurance?

    Filed Under: Health Insurance
When international students decide to pursue their higher education in the USA, they enter into a world of big opportunities, new learnings, and a great future to look forward to. All that, however, comes a little later. One of the first things they come across is the highly confusing world of health care and international student insurance.

Health care expenditure is inevitable, no matter what part of the world you live and study in. In the USA, it is also pretty costly. So, much so that not having a good health insurance policy can mean a risk that threatens your finances and sometimes your very career.

Many universities realize this and have consequently made it mandatory to buy some form of international student medical insurance before commencing classes. In many places, all students are enrolled by default. Students then have a choice to opt out of the university provided insurance policy by showing proof of comparable or better health coverage and signing a waiver form.

The coverage provided by the university might not be right for everyone. These policies can be pretty inflexible, and might not suit each individual need. For international students, it is advisable to look for some other policies available in the market rather than blindly going with the one provided by the university. Commenting is not available in this channel entry.

International Student Insurance (requires student status)
Visitor Insurance (does not require student status)