• zInternationalStudents Blog

  • Saturday, February 16, 2019

  • Exchange students… Check your insurance requirements

    Filed Under: Health Insurance
All international exchange students in the USA who are on a J1 visa, and their dependents on a J2 visa need to have a certain minimum health coverage through an exchange student insurance. The government of USA mandates these minimum requirements:
  1. The insurance policy should cover medical expenses up to $50000 at least for illnesses and hospitalization and other expenses

  2. The maximum deductible in the policy can not exceed $500

  3. The plan should have a minimum rating of AM Best rating of A- or better

  4. It should have a minimum coverage of $7500 for repatriation of mortal remains, in case of the unfortunate death of the student

Patriot Exchange USA, Visit USA, Atlas America are some of the plans that offer coverage for a minimum of $50000. If the policy maximum limit is increased further, there are many other plans that can be considered. Take some time to compare all the available plans before making a decision.

It is the responsibility of the student to make sure that the student insurance policy meets all the conditions. Also, it is mandatory to have such coverage for the entire period of stay of the student and his/her dependents. Commenting is not available in this channel entry.

International Student Insurance (requires student status)
Visitor Insurance (does not require student status)