• zInternationalStudents Blog

  • Saturday, June 24, 2017

  • I don’t need health insurance, or do I?

    Filed Under: Health Insurance

As a prospective student in a University in the USA, is this a question you have asked yourself. Now, add another dimension to it. Do I have a choice?

International Student Health Insurance is more of a requirement than a choice when seeking admission in most Universities in the USA. More and more Universities in USA are making it mandatory to have a certain standard level of insurance coverage for all students. Many Universities require prospective and current students to enroll in their health plans. That means the students not only have no choice on whether or not they want the coverage, there is no option of comparing various plans and choosing the one best suited for their needs either.

So, if you are asking yourself, “what can be done in this situation?”, the answer is “Not much!”. Thankfully, not every University has these Draconian rules. A student will usually have enough choices of many insurance providers to choose a health plan that meets their requirement.

However, a choice of whether or not to have Health Insurance is fast going out of the window. In a way, it is actually a good development. With health care in the USA becoming costlier by the day, a clear and comprehensive Health Insurance coverage is a definite need of the hour.

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