• zInternationalStudents Blog

  • Friday, November 24, 2017

Most international students studying in the USA know the importance of staying covered with an international student medical insurance. But not everyone acknowledges the urgency factor. Health insurance coverage has to be bought, and bought now.

To understand what the hurry is, one needs to know a little about a clause in every policy that pertains to pre-existing conditions. Let us say, you have decided to buy that policy and for some reason postpone buying it for a week. Considering how uncertain health can be, if you are diagnosed for, say, appendicitis even a day before you actually buy the policy, the treatment will not be covered.

On the face of it, appendicitis might look like a minor ailment, and it probably is; but it would still cost upwards of $20,000 straight out of your pocket. It being a minor operation, the physical pain and discomfort will subside in less than a fortnight. But, the financial ramifications could well be disastrous.

Point is: you know you have to buy an international student insurance policy. A week later is still going to cost you the same. Why take an unnecessary risk? Start your coverage as soon as possible. Commenting is not available in this channel entry.

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