• zInternationalStudents Blog

  • Saturday, February 16, 2019

  • International Student Health Insurance Offers Incoming Students Financial Protection

    Filed Under: Health Insurance
If you are planning to study in the United States for a semester, for a year, or even longer, you should make certain you educate yourself on the U.S. healthcare system before departing. The privatized nature of the system means you will need to purchase international student health insurance in order to avoid the high costs of medical treatment.

Without a health insurance plan, you will find that obtaining medical care in the U.S. is quite expensive. Simple doctor's visits can cost hundreds of dollars, while more complex procedures can cost thousands. As a student, you likely have little if any disposable income, so you cannot afford any unnecessary expenses.

International student medical insurance plans absorb those costs, leaving you to pay only a very small amount. So you can get the high quality healthcare you need without having a large bill accompanying it. You will also find that these types of plans are much less restrictive than similar plans offered by universities themselves, meaning you will have more freedom in selecting a doctor or hospital you are comfortable with.

Finally, many U.S. colleges now require that all incoming students show proof of insurance upon registering for classes. This applies to domestic students as well. Many international student health insurance policies will satisfy those requirements, meaning that is one less thing for you to worry about as you enter school. Commenting is not available in this channel entry.

International Student Insurance (requires student status)
Visitor Insurance (does not require student status)