• zInternationalStudents Blog

  • Tuesday, September 26, 2017

  • Patriotic About Insurance: Plans for Exchange Students

    Filed Under: Health Insurance
Exchange student insurance plans are usually short-term economic plans designed to cover all the basic benefits that a student might need. One such plan is the Patriot Exchange Insurance plan. Those involved in an educational or cultural exchange program through a sponsor, their spouses and dependent children are all eligible for the plan. It is best for short exchange programs for up to six months.

The plan comes in two types: Basic and Standard. The Basic plan is the less expensive of the two, and the Standard plan features all the benefits that are stipulated by the United States Department of State. The policy maximum offered is $500,000.

Both plans offer typical short-term travel insurance benefits such as inpatient and outpatient care, emergency care, emergency evacuation to the nearest medical center that can provide appropriate care, accidental death and dismemberment, and repatriation of remains.

Optional benefits such as lost baggage, legal assistance, and personal liability add-on coverage can be purchased along with the plan. The plan can be purchased monthly, and on purchase of three months' coverage, can be renewed for up to 24 months. The plan is underwritten by Sirius International, and administered by International Medical Group.
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