• zInternationalStudents Blog

  • Wednesday, October 18, 2017

International student health insurance offers coverage for medical expenses due to illness, injury and emergencies. For people participating in casual, non-contact sports the risk of sustaining an injury is considered almost equal to one leading an almost sedentary life. However, this risk drastically increase for those participating in organized, professional sporting activities. The risks can be prohibitive for a typical insurance policy, and sports injuries are generally not covered.

So, does it mean that for fear of injury and subsequent medical expenses you should bid goodbye to those running shoes? Become a spectator in a stadium when your heart is in the sports field? Deny yourself the chance to be a university Blue? Is there something that allows you to play the game and still stay covered? The answers to these questions are, respectively: No, No, No and Yes.

Yes, there is a solution. Enter the Sports Rider. A small increase in the premium and a rider is added to the the international student medical insurance policy, and can now cover sports-related injuries.

Now, participating in an amateur or professional sporting endeavor can mean concentrating on the game, rather than worrying about medical bills. Do know that extremely high risk activities might still be uncovered. Refer to the policy rider document for details. Commenting is not available in this channel entry.

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