• 18
  Nov
  2009

• Insurance Filters Out Some Strain of Unemployment

  Filed Under: Health Insurance

A new study has confirmed what common sense probably tells us already: A large percentage of young adults—nearly 30%—lack any sort of health insurance. Most of these are students, who until now, have been under a generic or international student health insurance plan.

Many young adults just out of college have the option of switching back to their parents’ policy once they graduate. Unfortunately, international students who stay on in the United States during the Optional Training Period are unable to do that. What they require is special OPT insurance that will cover them until they receive regular insurance.

Some colleges offer their sponsored plan for an extended “grace” period to recent grads, but the rates are typically higher. If looking for just a stop-gap arrangement, short-term health insurance plans such as Study USA Plan A and Plan B, Global Student USA, and Student Secure plans offer comprehensive coverage.

Coverage to look out for includes prescription drugs and accident benefits. It is very important to stay insured, regardless of the financial situation that a student is in. Just one misstep or accident can prove extremely expensive and can shatter the dreams of an international student.
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