• zInternationalStudents Blog

  • Saturday, February 16, 2019

  • The Cost of Ignoring International Student Health Insurance

    Filed Under: Health Insurance
Unfortunately, many people are not fully aware of the value of international student health insurance. For whatever reason, they believe that they do not need this type of coverage, and quite often they find out firsthand that they are wrong. The truth is, it is very costly to ignore the importance of this type of insurance.

As an international student, the chances of getting ill or injured are greater than you might realize. Students lead active lifestyles, meeting new people and trying new activities. That could lead to picking up the flu from a new acquaintance, or getting hurt while playing a sport.

How expensive? Well, simply visiting the doctor can cost as much as $200. And that is before you have any tests run or have any prescriptions filled. That additional work can cost hundreds of additional dollars. More complex procedures like surgeries or anything that requires a long-term hospital stay will cost you thousands of dollars. Without insurance, those fees must be paid directly from your own pocket.

Do you have that sort of disposable income? The answer is likely no, which emphasizes the need for international student medical insurance. It will absorb the bulk of the cost of medical care, leaving a much smaller and more reasonable amount for you to pay for. Even though your focus will be on studies and meeting new friends, that does not mean illness and injury cannot affect you. When they do, be sure to be prepared. Commenting is not available in this channel entry.

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