• 13
  Oct
  2009

• The hazards of not buying health insurance

  
  Filed Under: Health Insurance

An international student plans to study in the USA. He/She hears from someone in their native country how exorbitant health care expenditure in the States can be. Slowly they come to know about how international student health insurance works in the USA. The true shock awaits only when they reach here and realize that even though health care in the US may be among the very best in the world, the cost of that health care is staggeringly high.

A minor illness can cost thousands of dollars, and a minor surgery (like appendicitis) might go well over $25,000. Costs that have the ability to literally bankrupt anyone, and alter the course of one's life. According to a survey, two-thirds of all bankruptcies filed by individuals every year are direct results of an inability to pay for sky-rocketing health care expenditure.

Many students understood too late that health care costs actually have the potential to halt their careers mid-way, since they could only afford to pay either the tuition or the hospital bills. Some schools and universities, having seen the severity of problems faced by uninsured students, have made proof of purchase of health insurance a mandatory requirement before commencing classes.

Be aware of the hazards of not buying health insurance before you decide to trust your luck and take your chances. Buy medical insurance, stay covered, stay safe.

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