• zInternationalStudents Blog

  • Saturday, January 19, 2019

For many international student health insurance holders, the fine print on their insurance plan is never read carefully. Many a time, international students who arrive in the United States for studies are already married, and have plans to start a family. They have no clear idea of what their insurance will and will not cover.

If you are an international student, and you ask someone whether your plan (or that of your dependent’s, as the case may be) covers maternity and pregnancy, chances are, the answer is a resounding “yes.” But many a time, there is more than meets the eye.

College-sponsored plans are offered to students for a reason, and it makes sense to look around for comparable coverage before accepting the college-sponsored health insurance plan blindly. Consider the case of Beth O’Malley, an Irish student studying in the United States. She was told her pregnancy was covered, and so, went ahead without any worries.

When she was admitted to the hospital for delivery, she underwent a Caesarian section. When she submitted her bills for payment, she had a nasty shock waiting for her: Her policy did not cover C-sections, and only covered “natural births”! Imagine her surprise! The best policy, is therefore to always check the fine print of a plan before signing on the dotted line.
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