• zInternationalStudents Blog

  • Saturday, December 16, 2017

OPT stands for Optional Practical Training. It is a time period for international students on an F-1 visa who have recently graduated and want to get some practical experience to augment their classroom education. OPT insurance is designed specifically for those who are at this crossroads in their student life.

Universities do not consider them full time students during the period of time when students decide to get some OPT. The university-provided insurance plan no longer covers them during this time. They are generally considered interns and not full employees in their place of “employment”.

This creates a set of problems that is quite unique to this demographic. They are one step away from staying covered by their student insurance, and one step behind getting coverage from the employer. It is during this time that they can bet on OPT insurance to continue their medical coverage.

These plans are usually selected for short terms; just long enough to cover the “student” during this period of uncertainty. It is a wise decision to sign up for such a plan as soon as one’s full student status becomes void at the university. So, if to OPT or not to OPT is the question, the answer is yes. Commenting is not available in this channel entry.

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