• 12
  Oct
  2010

• To OPT or not to OPT - Part 2

  Filed Under: Health Insurance

OPT insurance for international students can be customized to fit the needs of any student getting Optional Practical Training in the US. Continuing from the previous post on what OPT insurance is all about, let us try to understand some features and benefits of this plan.

The plan allows a wide range of maximum coverage limits ranging between $25,000 and $1,000,000. Plan deductible can also be chosen as per individual needs to lie between $0 and $2,500. The plan duration can be between 5 days to 12 months, and is renewable depending on which plan is selected.

OPT health insurance can provide coverage for hospitalization, intensive care, prescription drugs, evacuation, repatriation, surgery, and other health expenses. As with any other policy, their are certain expenses that aren’t covered, the details of which can be ascertained by reading the policy document or asking the insurer.

The policy can be easily purchased online by filling up a simple application form. Documents are available for download almost immediately after the purchase, and the coverage starts soon too. At this crossroads of life when one is graduating from a student and concentrating on a career, OPT insurance provides the necessary peace of mind. Commenting is not available in this channel entry.