• zInternationalStudents Blog

  • Wednesday, August 23, 2017

  • Want to take a chance? Probably not worth the risk!

    Filed Under: Health Insurance
Young international students coming to study in the USA need to very quickly decide about buying some form of international student medical insurance coverage. In case proof of health insurance is not mandatory in the university, some students decide to take a chance and not buy any coverage. Even if the student is very healthy and might not require any health care throughout his education in the USA, it might not be worth the risk.

Here is why: Health care expenditure is very high in the US. The annual premium amount you save by choosing not to buy insurance might not even be enough for a week spent in a hospital, should the need arise. A minor ailment resulting in a week's hospitalization, and the expenses for simple diagnostics, some prescription medicine and the doctor's consultation fee can go much higher here than in any other part of the world.

Such being the case, international student insurance is no longer a luxury. It is a necessary part of living here. No wonder many universities have made it mandatory, and many others are following suit

Do not take the risk. It is just not worth it. Commenting is not available in this channel entry.

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