• zInternationalStudents Blog

  • Saturday, January 19, 2019

  • When was the last time you visited a hospital?

    Filed Under: Health Insurance
It is a known fact that younger people are healthier and rarely, if ever, need to visit a hospital. Young international students who come to study in the USA are no different. Unless suffering from a hereditary ailment or a congenital health problem, an undergraduate or graduate student might not even remember when it was that he/she last visited a health center. Yet, international student medical insurance is necessary. Allow me to explain.

Your university might have made it mandatory to buy some minimum coverage. Doesn't mean that you should buy because you "have" to. Just goes to show the university has thought about the risk, and made sure that no one takes a chance.

If it isn't mandatory and you have a choice, do some research and find out for yourself. What is the consultation fee an average doctor charges?What is the minimum expense for commonly needed prescription drugs? What is the per day charge at a hospital room should you need to be hospitalized for whatever reasons. What about if you need an ICU?

Medical expenses in the USA are so high that you will understand why going without an international student insurance is just not worth the risk. Commenting is not available in this channel entry.

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