• zInternationalStudents Blog

  • Saturday, February 16, 2019

  • Why Do I Need International Student Insurance?

    Filed Under: Health Insurance
Studying internationally is a great experience, but it also involves a lot of preparation and adjustment. Getting your travel documentation in order, arranging housing, setting up your courses of study and then getting adjusted to a new culture, learning your way around a new location and balancing your schedule are difficult tasks. Adding one more concern to that list may seem like a hassle, but when that final task is buying international student insurance, it is definitely something you need to do. Why do you need student insurance?

For one thing, it's required by many U.S. universities now. They demand that students offer some proof of health insurance when enrolling. And while these schools will offer you their own insurance programs, those are often expensive and inconvenient. International student insurance programs are much more cost effective and they provide more choices for the policy holder.

And beyond being required, it's simply a good idea to protect yourself financially with international student insurance. If you're uninsured and find yourself needing to visit the doctor or a hospital, you would wind up with hundreds or even thousands of dollars in fees. And if you need a prescription or labwork, that price will go up even more.

To make certain those costs are absorbed, you'll want to be sure to get an international student insurance policy. The expenses associated with getting medical care can really add up quickly without insurance, but with the right coverage you will be able to get the care you need at a price that won't hurt you financially. Commenting is not available in this channel entry.

International Student Insurance (requires student status)
Visitor Insurance (does not require student status)