International Student Exchange Program Insurance

A student exchange program is a program in which a student, typically in secondary, higher or graduate education, chooses to live in a foreign country to learn, among other things, the host countries language and culture.

Exchange Student Insurance Quote Form

J1 Visa

J1 Visa is a non-immigrant visa issued by the United States to such exchange visitors participating in programs that promote cultural exchange.  It is mandated by the United States Government that a J1 Visa holder and their J2 dependants are required to have a valid J1 Visa Insurance for the entire duration of the J program.

J1 Visa Health Insurance Requirements

  • The policy should provide at least $50,000 worth of Medical benefits per accident or illness and the deductible should not exceed $500 for the same.
  • It should also cover at least $7,500 for the repatriation of remains, to the home country, in the eventuality of death
  • It should not, without a valid reason, exclude coverage for any perils arising out of the activities of the exchange program.
  • It should be underwritten by an insurance corporation which has –
    1. an A.M. Best rating of “A-” or better
    2. an Insurance Solvency International, Ltd. (ISI) rating of “A-1” or better
    3. a Standard & Poor’s Claims-Paying Ability rating of “A-” or better
    4. or a Weiss Research, Inc. rating of “B+” or better


International Exchange program administrator at schools and university considering a group insurance program for their J1 and J2 visitors can review exchange group plans at The administration of group plans is very easy (id cards management of all students, termination and additions etc.) and the payment has to be made from the sponsoring organization.

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