International Student Exchange Program Insurance
A student exchange program is a program in which a student, typically in secondary, higher or graduate education, chooses to live in a foreign country to learn, among other things, the host countries language and culture.
Exchange Student Insurance Quote Form
J1 Visa is a non-immigrant visa issued by the United States to such exchange visitors participating in programs that promote cultural exchange. It is mandated by the United States Government that a J1 Visa holder and their J2 dependants are required to have a valid J1 Visa Insurance for the entire duration of the J program.
J1 Visa Health Insurance Requirements
- The policy should provide at least $50,000 worth of Medical benefits per accident or illness and the deductible should not exceed $500 for the same.
- It should also cover at least $7,500 for the repatriation of remains, to the home country, in the eventuality of death
- It should not, without a valid reason, exclude coverage for any perils arising out of the activities of the exchange program.
- It should be underwritten by an insurance corporation which has –
- an A.M. Best rating of “A-” or better
- an Insurance Solvency International, Ltd. (ISI) rating of “A-1” or better
- a Standard & Poor’s Claims-Paying Ability rating of “A-” or better
- or a Weiss Research, Inc. rating of “B+” or better
International Exchange program administrator at schools and university considering a group insurance program for their J1 and J2 visitors can review exchange group plans at http://www.nriol.net/exchange-program-group-insurance/. The administration of group plans is very easy (id cards management of all students, termination and additions etc.) and the payment has to be made from the sponsoring organization.
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Thank you for contacting us. If you only need insurance for your wife on a F2 visa you can consider any one of our visitor health insurance plans.
We have provided a friendly insurance quote/compare facility at http://www.zinternationalstudent.com/results/visitormoreoptions/ where you can compare various insurance policies, download policy brochures, obtain online quotes and also purchase policies.
Please feel free to call me at 877-593-5403 and…